Insurable Interest Canadian Insurance Blog

$500,000 to support the health and financial wellbeing of underserved groups Toronto, ON (Aug. 12, 2025) – Roughly one in five Canadians do not have a primary healthcare provider, with low-income women and families facing even greater barriers to essential health services.[1] To help more Canadians get the care they need, Sun Life is launching a program to bring virtual healthcare to underserved communities across Canada. Through partnerships with Families Canada, United Way Greater Toronto, and Centraide of Greater Montreal, more than 10,000 program participants will receive no-cost access to healthcare through Dialogue. Dialogue is Canada’s leading virtual healthcare and wellness platform that delivers affordable, on-demand access to quality care. “Supporting the health and financial wellbeing of underserved groups builds strong and resilient communities,” said Jessica Tan, EVP and President, Sun Life Canada. “These partnerships go beyond a traditional donation–they are about empowering people with more options to get timely and quality access to care. This work goes to the heart of our Purpose: helping Canadians achieve lifetime financial security and live healthier lives.” Sun Life is reimagining how they support communities across Canada with both support services and monetary donations. In addition to virtual healthcare, Sun Life is contributing $500,000...

Securian Financial ‘Insurance Needs and Views of Younger Generations’ study St. Paul, MN (Dec. 1, 2025) – A new Securian Financial study reveals that Gen Z and younger millennials recognize the importance of life and supplemental health insurance but still harbor key misconceptions that prevent many of them from purchasing it. With Gen Z and millennials now representing more than 40 percent of the U.S. population,[1] the study highlights an important opportunity for financial institutions to better connect with these younger consumers and help them protect their financial futures. “Life insurance and supplemental health insurance provide the foundation for long-term financial confidence,” said Matt Bauler, Securian Financial vice president of Affinity Solutions. “Our research shows that younger generations want to be financially responsible and value protection—but they’re looking for education, flexibility and authenticity from financial institutions they trust.” Key Findings Securian Financial’s July 2025 survey, “Insurance Needs and Views of Younger Generations,” of nearly 300 Gen Z (ages 22–28) and younger millennials (ages 29–32), revealed that: Almost two-thirds Gen Z and younger millennials recognize the value of life insurance, yet about 20 percent believe they don’t need it until they are older. More than 30 percent think insurance is too...

New InvoiceCloud Research study identifies speed, transparency, and real-time disbursements as keys to policyholder satisfaction and retention Boston, MA (Dec. 1, 2025) – InvoiceCloud, a premier solution for digitalizing premium payments and claims disbursements, has released findings from its findings from its 2025 Consumer Claims Experiences Survey, highlighting consumer preferences and trends shaping the insurance claims process. The study revealed that 83% of consumers surveyed would switch insurance carriers after a bad claims experience, underscoring the critical link between claims performance and customer retention. The timeliness gap is driving dissatisfaction. Among consumers who have filed a claim, the largest share of survey respondents reported receiving payment more than a week after filing (27%), while only 10% received funds within hours to two days. Although 22% of respondents said they have experienced a payment delay, 40% ranked “time to receive payment” as the top thing they would change above inconsistent communication (29%). External benchmarks compiled by Datos Insights highlight this urgency. Drawing on findings from J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, 82% of customers expect payouts within five days, yet data from Vitesse, a claims treasury and payment service provider, shows that average end-to-end payment times exceed 44 days—and...

By Tim Turner, Alessandro Lezzi, Bethany Greenwood, et al, Beazley — Beazley, the leading specialist insurer, is sharing its predictions for 2026, covering a variety of areas. 2026: The Year of the AI Luddite By Tim Turner, Group Head of MAP (Marine, Accident & Political) Risks Geopolitical tension and economic uncertainty are reshaping the risk landscape, and data centers sit at the heart of both global tension and opportunity. As the backbone of the AI ecosystem, they symbolize progress but also provoke anxiety over building location, societal impact, and the future of jobs – issues that have already fueled opposition throughout 2025. So far we’ve largely only seen this dialogue play out in the digital space, but will 2026 be the year it spills into the physical world? Data centers, already critical infrastructure and flashpoints in a word of rising volatility, are increasingly prime targets for protest and disruption. Governments and businesses must prepare for incidents that threaten data centers and strengthen resilience to keep the essential systems they support running. This is where Strike, Riots, and Civil Commotion (SRCC), political violence and terrorism, and cyber solutions play a vital role. As AI resistance shifts from rhetoric to reality, insurance...