Insurable Interest Canadian Insurance Blog

Purpose-built to bring the full power of Lockton’s proprietary data, advanced analytics, AI-enabled capabilities, and specialized expertise to client decisions, at scale Kansas City, MO (Aug. 4, 2026) – Lockton, the world’s largest privately held insurance brokerage and risk management firm, is pleased to announce the expanded availability of Lockton SAGE, its enterprise intelligence platform purpose-built to bring the full power of Lockton’s proprietary data, advanced analytics, AI-enabled capabilities, and specialized expertise to client decisions. First introduced within Lockton Re, Lockton SAGE is now being extended across the firm’s US broader business with capabilities spanning Risk Solutions, People Solutions, and Reinsurance. As organizations navigate increasingly complex workforce, financial, and risk decisions, many are challenged by disconnected data, siloed insights, and a growing wave of standalone AI tools that fail to deliver the full picture. “No firm is better positioned to lead clients into the age of AI than Lockton, but technology alone is never the advantage; real impact comes from combining powerful intelligence with exceptional people,” said Ron Lockton, Chairman and CEO of Lockton. “Our data, technology, and expertise were built together over time, not bolted on through acquisition, so they work as one, and we built Lockton SAGE to make our advisors better; giving them the insight...

Built into the unified INTX platform from the ground up, Tenet delivers contextual intelligence across underwriting, reinsurance, policy administration, claims, accounting and financial operations Austin, TX (Aug. 4, 2026) – INTX Insurance Software is pleased to introduce Tenet, the industry’s first native Intelligence Layer for the (Re)Insurance Operating System. Embedded directly within the unified INTX platform, Tenet brings contextual intelligence to every stage of the (re)insurance lifecycle—helping (re)insurers move beyond task automation to intelligent decision-making. Embedded across the INTX platform, Tenet delivers four core intelligence capabilities: Treaty Intelligence automatically transforms reinsurance treaties into structured operational intelligence, accelerating treaty onboarding and improving governance across ceded and assumed reinsurance. Policy Intelligence interprets complex policy documentation to identify coverages, endorsements, exclusions, limits, deductibles and policy changes, reducing manual review and accelerating underwriting and claims workflows. Underwriting Intelligence evaluates submissions against underwriting guidelines, authority levels and carrier appetite, identifying exceptions and compliance issues before decisions are made and dramatically reducing submission-to-quote time. Knowledge Intelligence connects information across policies, treaties, claims, accounting, and underwriting, transforming institutional knowledge into operational intelligence available within every workflow. Built on a single operational and financial data foundation, Tenet understands the relationships between policies, treaties, underwriting guidelines, claims, accounting and...

Enhanced coverage, greater flexibility, and a new underwriting partnership with Zurich reflect evolving traveller needs New ways to travel, covered: New Epic and Annual Multi-Trip plans expand options for both big trips and frequent flyers. More control when plans change: More flexibility for today’s unpredictable travel, with optional Cancel For Any Reason coverage. Shaped by customer feedback: Stronger protection with added benefits like rental car coverage, pet emergency care, and trip exchanges in select plans. Confidence behind every trip: Now underwritten by Zurich, a long-standing global insurer known for strength, stability, and innovation. Vancouver, BC (July 1, 2026) – With flight disruptions, rising travel costs and global uncertainty reshaping how Canadians plan their trips, travellers are increasingly looking for more flexibility and deeper travel protections. Record travel volumes – nearly 100 million trips in just one quarter – are also increasing travellers’ exposure to those unexpected disruptions. In response, World Nomads Canada has introduced expanded travel insurance products, with upgraded benefits, new plan options, and greater flexibility for today’s increasingly complex travel landscape. “Travel today looks very different than it did even a few years ago,” said Christina Tunnah, Head of the Americas at World Nomads. “Canadian travellers are navigating more...

Lévis, QC (July 29, 2026) – A new national survey from Desjardins Insurance, conducted among nearly 4,000 Canadians in 2026, reveals that road safety in Canada is being reshaped by a convergence of risks, as drivers navigate increasingly demanding conditions while under pressure. These insights point to opportunities to better understand risks and encourage safer driving behaviours. A more complex driving environment While distracted driving remains the most widely recognized issue, the findings show that the story is broader. Today’s road conditions are defined by a combination of external distractions, high stress levels and frequent exposure to risky behaviour, all of which are influencing how Canadians experience the road. Six in ten Canadians (60%) rank distracted driving among the top risks, a position it continues to hold nationally. However, distraction itself has evolved. External factors, such as traffic, pedestrians and activity outside the vehicle, are now the leading source (35%), followed by cell-phone related distractions (32%), in-vehicle technology (26%) and everyday habits like eating or drinking (22%). This highlights the importance of maintaining focus and being mindful of both in-vehicle and external distractions. Drivers under pressure At the same time, Canadians are getting behind the wheel under strain. Nearly half (49%) say they frequently feel stressed or tired, pointing to the growing role that mental load...

CFOs must rebalance AI portfolios toward enterprise value to meet board expectations: Gartner survey shows 45% of CFOs say their AI investments lean toward productivity, while 20% say these investments lean toward decision quality Stamford, CT (June 30, 2026) – Finance organizations are often investing in artificial intelligence (AI) in ways that do not align with board expectations, creating a gap between AI activity and perceived business value, according to Gartner, Inc., a business and technology insights company. A Gartner survey of 204 finance leaders in March 2026 revealed that just 20% of finance AI projects lean towards decision quality, while 45% of AI investments in finance lean towards productivity (see Figure 1). “Many CFOs are prioritizing AI use cases focused on productivity and efficiency,” said Shankar Keshav, Principal Analyst in the Gartner Finance practice, “However, boards place greater emphasis on investments that drive growth, improve decision-making and deliver competitive advantage.” Figure 1. Share of AI Investment Outcomes in Finance Source: Gartner (July 2026) Finance AI portfolios are frequently concentrated on use cases that enhance individual productivity or streamline transactional processes. While these investments can deliver measurable efficiencies in the finance function, there is a ceiling to the benefits they...

Already Proven: Hippocratic AI and EmblemHealth Demonstrate How Rapid-Response Climate Resilience Agents Are Helping Vulnerable Members. Expanded Solution Now Available for Payers and Providers Menlo Park, CA (July 31, 2026) – Following record-breaking temperatures that affected more than 200 million Americans over the Fourth of July weekend and on the heels of back-to-back heat waves that have set national records across much of Europe, Hippocratic AI is pleased to announce that its climate-responsive voice AI agents are now available for health systems and payers across the country to deploy immediately, as healthcare organizations prepare for ongoing heatwaves and extreme weather brought on by El Niño. The launch of rapid-response resilience agents builds on the recent successful outreach conducted by EmblemHealth and other clients who have deployed the agents to help vulnerable patients during extreme heat, cold, smoke and other factors. The outcomes are real: During one recent heat wave, EmblemHealth’s bilingual voice AI agent, Rachel, reached more than 16,000 members in 24 hours, identified that 10% needed further help, and earned a 9.02 out of 10 member satisfaction score. The agent, powered by Hippocratic AI, conducted clinical heat stroke assessments, safely routed vulnerable individuals to local cooling centers, and identified...