Monthly Archive: January 2025

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Broken Trust – Insurance Industry Included

By Stephen Applebaum and Alan Demers — It is a well-known adage that ‘trust takes years to build, seconds to break, and forever to repair.’ The extensive and growing loss of trust in our...

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Early IRA and 401(k) Withdrawals: What to Know

Traditional exceptions to the early withdrawal penalty include (1) disability, (2) reaching age 59.5, (3) to cover certain unreimbursed medical expenses, (4) separation from service after reaching age 55 (for employer-sponsored plans), (5) distributions...

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8 Funds That Are Cutting Expense Ratios: Morningstar

In a recent blog post, Russel Kinnel, Morningstar’s director of ratings and manager research, identified eight good funds that have made themselves more attractive by reducing their expense ratios. Three funds are from Fidelity,...