Insurable Interest Canadian Insurance Blog

Program evolution reinforces Manulife’s leadership in proactive health with more inclusive features, proactive support, and a stronger focus on long-term well-being Toronto, ON (Nov. 20 , 2025) – Manulife Canada is pleased to announce it is evolving its Vitality program in Canada to better support how Canadians engage with their health. With new prevention partners, expanded activity recognition, and more inclusive ways to earn points, the program is entering a new chapter – reinforcing Manulife’s leadership in longevity and making it easier than ever to turn healthy actions into meaningful rewards. Manulife Vitality is Canada’s only program of its kind, helping members take simple, everyday steps toward better health. As Manulife advances its commitment to longevity, Vitality continues to lead the way in empowering healthier lives, informed by behavioural science and a vision for a longer, better future. A broader commitment to health Lifestyle-related chronic diseases account for 67 per cent of all deaths in Canada,[1] yet many are preventable through healthier lifestyle choices. Manulife is committed to doing their part to address trends in lifespan and healthspan by transforming the insurance experience – from one that simply pays claims to one that actively promotes health, prevention, and longevity. The recently launched...

By Jay D’Aprile, Executive Vice President, Slayton Search Partners — As customer journeys become more complex and the lines separating products and practices continue blurring, many insurers are integrating their coverage into non-traditional purchase experiences: an approach known as embedded insurance. With a projected CAGR north of 35% and growth from $13B to over $70B in gross written premiums between now and 2030, embedded insurance could be an industry-wide transformational shift. Alternatively, it could be one of many hype cycles and fizzle out in the near term. This article will help to determine which scenario is more plausible, and which course you should pursue. Key Takeaways Embedded insurance is more than hype, but not without risks. While the market potential is significant, success depends on balancing investments with realistic growth expectations. Technology and talent are the critical enablers. Modern platforms, APIs, and AI capabilities must be paired with leaders who can bridge insurance, digital, and partnership strategies. Clear strategy determines long-term advantage. Companies that address regulatory, trust, and distribution challenges head-on will be best positioned to turn embedded insurance into a competitive differentiator. What Is Embedded Insurance? Embedded insurance is the seamless integration of insurance coverage into non-insurance products or...

New cyber intrusion detection system for on-orbit assets launched on the Deloitte-1 satellite in March New York, NY (Nov. 1, 2025) – Satellites orbiting the earth are essential to our daily lives. From food production and navigation to communications and national security, we depend on data and services delivered from space. Yet many of these satellites lack basic cyber defenses, making them easy targets for criminal organizations and bad actors. To help protect government and commercial operations, Deloitte has engineered, built and launched Silent Shield, a new system to detect cyber intrusions and anomalies – and alert clients in near real time. “Silent Shield can be a critical tool for clients seeking to understand and manage the risks to their missions, strengthen their cyber resiliency and protect against evolving cyber threats,” said Brett Loubert, leader of Deloitte’s U.S. Space practice. “Silent Shield analyzes data, proactively detects abnormal activity that threatens a satellite’s ability to function and helps protect the services we’ve all come to rely on.” Deloitte’s engineers developed Silent Shield’s technology and spent the last several months testing it in space. “Deloitte-1,” the satellite equipped with Silent Shield, was launched into orbit from Vandenberg Space Force in March 2025....