Segregated funds were initially developed by the insurance industry to compete against mutual funds. Today, many mutual fund companies are in partnership with insurance companies to offer segregated funds to investors. Segregated funds offer...
If you decide to get life insurance, you will need to understand the most common life insurance terms and calculations. Certain events can lead to the voiding of the contract and insurance policy can...
Life Insurance Through the ‘Ages’ September is Life Insurance Awareness Month! We wanted to put together an infographic that takes you through the ‘ages’ of insurance. From your 20’s to your 70s life insurance...
There are a lot of people that don’t understand the importance of having life insurance. Even though you may believe that the terms of life insurance are not good for you and you tend...
If you are thinking about getting life insurance you should know that Manulife announced a major rates increase (of up to 50% on certain policies) for permanent level cost (universal) life insurance effective Sept 23rd,...
If you’re getting a mortgage for the first time or refinancing an existing mortgage at a different institution, chances are the person across the desk is going to try to peddle mortgage life insurance....
So, you’ve decided to purchase life insurance. Well then, you have made a good decision! If you have dependents, you know that you must provide for them long after you are gone. Buying life...
Many internet searches reveal that you can get free term life insurance quotes and premiums that are up to 70% off. With so many options available, is it always in your best interest to...
Underwriting — the process by which the insurance company determines whether or not it will insure you — is the very heart of insurance. And if you’re deemed insurable, underwriting is the process by...
Many banks, home and auto insurance agents sell life insurance. These kinds of insurance stores or sales people sell only their companies life insurance products or a select few different companies. You should find...