Monthly Archive: September 2019

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To Fly Or Not To Fly, That Is The Question

Don’t be confused; this is not the aviator’s version of Hamlet and no, I’m not William Shakespeare, but this question may be truly “flying” around your mind. People have different tolerances for adventure, learning,...

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Women Need Financial Planning That Fits Their Unique Needs

Two decades after the U.S. Food and Drug Administration started receiving complaints that Ambien and other sleep aids made women taking them particularly groggy the next morning, and even might have been responsible for...

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4 Things To Consider When Selling Hospital Indemnity Insurance

The growth of the voluntary benefits market has brought plenty of new players along with new products. More products mean more options for brokers to wade through, but it also means there’s a greater...

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Annuities In The Digital Age

Retirement anxiety has been persistent since the Great Recession. Fewer than 40% of nonretired adults said they think their retirement savings are on track, according to an annual Federal Reserve System poll. And 25%...

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How The Loan Ranger Can Save Policies In Peril

There are many sales ideas that revolve around the idea that the cash value of a whole life policy is akin to the policyholder having their own private bank from which loans can be...

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Artificial Intelligence Adoption: Wonderful, or Wonder Why?

Since the beginning of commercial insurance technology – roughly in the 1950s from my perspective – there have been long-view opportunists who seek intelligent technologies. These would imitate humans’ cognitive functions and, perhaps, would...

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A Seat At The Table

“No, no, don’t touch that!” her vigilant grandfather would yell. From an early age, Cait Howerton became a master of semantics and rebellion — not touching that same precious breakable again, but moving on...

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Cost Cutters

David Contorno wants employers to imagine they are buying a car instead of buying health insurance for their workers. He describes it this way: “Imagine you go to buy a new car and your...

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What The Olympics Can Teach Advisors About Success

What can an Olympic-medalist swimmer teach us about working with clients? Then you went on to your work life and were convinced that the older generations really needed to get out of the way....

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Insurers Exit N.Y.; Trump Turns Up Heat On Fed

The fallout from the tough best interest regulation passed by New York officials has begun. Just weeks after Regulation 187 took effect, two major insurers pulled their annuity business from the state: Jackson National...