Mental illness is taking its toll on the American workforce. Benefits providers and disability insurance carriers are paying attention. One of the top causes of worker disability in the U.S. is mental illness, with...
It’s a choice many people face when they hit retirement age: Keep their funds in a lump sum “nest egg” or put some of that money into a vehicle that provides them with guaranteed...
Since the National Association of Insurance Commissioners adopted Actuarial Guideline 49 in 2015, the way indexed universal life is sold has changed drastically, but not necessarily for the better. The original regulations are being...
Kathryn Söderberg was in eighth grade when she fell in love — with the Spanish language. Spanish was an easy subject for her in school, and she would practice speaking the language with her...
It was almost a decade ago when I heard the news that a company that cannot stand indexed annuities had launched an “indexed annuity.” No better way to confirm the information than to go...
Trail commissions are shaping up to be the compromise between large upfront commissions and asset-management fees that seem to be an awkward fit for annuities, according to two marketing organization executives. Trails could provide...
The quickest way to lose a family’s business when a client dies is to disappear when they need you most. It makes sense that if you or your company is not there when the...
While other rulemaking efforts garnered most of the attention and opposition, Nevada lawmakers plugged along on financial advice rules that attracted scant attention. That is no longer the case. After the specifics were released...
Most insurance agents and marketers I know did not start in that career. But for me, it was my childhood dream. Kids in my kindergarten class laughed when I said I wanted to be...
The Canadian Association of Financial Institutions in Insurance (CAFII) says that many people could find themselves without adequate insurance if the Ontario government moves ahead too quickly with its decision to end OHIP’s emergency...