Neutrinos launches Kamios to take enterprise AI from pilot to production in insurance and other regulated industries

Proven in insurance, where straight-through processing on new business rose from 2% to 35%, and now available to banks and financial services firms

New York, NY (Oct. 1, 2026) – Neutrinos, the AI automation and orchestration company, is pleased to announce it has launched Kamios, a governed agentic AI orchestration platform for insurance and regulated industries. Kamios is a new Neutrinos product that gives insurers, banks and financial services firms one place to run agents on real work, coordinating them with the people, systems and decisions involved, across the core platforms they already operate. Every action is governed, metered and attributable.

Enterprises have proven that agents can perform individual tasks. Production, however, is where the work stalls. A single case crosses many people, systems, rules and approvals, and running agents through it without giving up control, traceability or predictable cost has become a key barrier to enterprise AI adoption. Gartner predicts that more than 40% of agentic AI projects will be canceled by the end of 2027, citing escalating costs, unclear business value and inadequate risk controls.^[1]

At a Tier-1 insurer, straight-through processing on new business moved from 2% to 35%, and at another Tier-1 insurer, a claims program raised automation from 45% to 78% without replacing the core platform. Six client programs run on the platform today across insurance and financial services, spanning customer onboarding, claims adjudication, new business issuance, travel claims and underwriting.

Work enters Kamios through any channel: a voice call, a chat, an email or a system event. The platform runs the case end to end across six governed layers: Declare, Ground, Orchestrate, Act, Govern and Improve. A team writes down the rules it already follows, in plain English, and a manager signs off on them. That becomes the mandate: what the agents are allowed to do, and where they have to stop and ask. Agents and people are coordinated on a single shared record, any model can be used for the task it suits, and the platform can run entirely inside the customer’s own environment. Authority, evidence and cost are captured as each decision is made rather than reconstructed afterwards.

For insurers, the core stays and the throughput changes: new business, underwriting and claims run straight through on the systems already in place. For banks, onboarding, KYC, dispute handling, servicing and credit decisioning run the same way, with the audit trail written as the decision is made. For financial services firms, client servicing, collections and reconciliation follow the same governed model, and AI cost becomes a line item rather than an estimate, reconciled per case, per mandate and per team.

“Agents do not fail in the demo. They fail on the third hand-off, when a case crosses a legacy core, a rule nobody wrote down and a person who has to sign,” said Suresh Chandrasekharan, co-founder and CTO, Neutrinos. “We built Kamios so that the authority an agent acts under, the evidence it acted on and the cost it incurred are written into every decision as it happens. That is what lets a regulated business run agents at scale with the control, traceability and economics a board can stand behind.”

“Kamios was proven in insurance first, because that is where we were already running production work. Banks and financial services firms are asking for the same measurable results,” said Samik Ghosh, co-founder and CEO, Neutrinos. “Kamios has been built to help every enterprise that has to run AI where the rules are real.”

Every Kamios deployment includes Neutrinos engineers, who build the first workflows alongside the customer’s own team, hand them over and move to the next use case, so value compounds from one production workflow to the next rather than restarting at each discovery phase.

Notes

1. Gartner: “Gartner Predicts Over 40% of Agentic AI Projects Will Be Canceled by End of 2027” (June 25, 2025).

About Kamios

Kamios is the governed AI agent orchestration platform for insurance and regulated industries. It gives insurers, banks and financial services firms one governed place to run AI agents on live cases, from claims and underwriting to onboarding and credit decisions, coordinating agents, people, systems and decisions without replacing what is underneath. Every action is declared under a mandate, evidenced as it happens and metered per case, so leaders can answer for what their agents do. It runs on their own infrastructure, in their own region, with the models they choose. Kamios is a Neutrinos product, built by a team with decades in insurance and banking technology, and is in production today at Tier-1 carriers, where straight-through processing on new business moved from 2 percent to 35 percent. For more information, visit kamios.ai.

About Neutrinos

Neutrinos transforms fragmented, manual processes into connected, intelligent operations. Our AI-driven adaptive orchestration platform connects siloed systems and automates insurance operations across new business, underwriting, claims, policy servicing and distribution. This helps insurers make faster decisions, improve agility and deliver better experiences. Trusted by 25+ insurers across 15+ countries, Neutrinos helps organizations reinvent operations with confidence and brings its promise of “Reinvent. Accelerated.” to life. For more information, visit www.neutrinos.com.

Source: Neutrinos

Tags: Artificial Intelligence (AI), Gartner, launch, Neutrinos, platform, regulation