The Best (and Cheapest) Cars to Insure in Canada

Fact: The Honda Civic has been the best-selling car in Canada for 21 consecutive years, with more than two million models being sold nationwide since it first launched here in 1973, according to Honda. And though both cars saw a decline in sales year-over-year, the Honda Civic and the Toyota Corolla managed to snag the top spots on Canada’s best seller list in 2018. With more than 69,000 vehicles sold last year, the Honda Civic outsold the Toyota Corolla by more than 20,000 cars.

Check out the top 10 best-selling cars in Canada last year* below:

1. Honda Civic
2. Toyota Corolla
3. Hyundai Elantra
4. Chevrolet Cruze
5. Mazda3
6. Volkswagen Golf
7. Volkswagen Jetta
8. Toyota Camry
9. Kia Forte
10. Honda Accord

Volkswagen models the cheapest to insure

So sure, these cars may be rising in popularity. Chances are, nowadays, if you’re not driving a Civic, you saw tens or hundreds of them on your way to work this morning. But how do these best-selling cars rank in the cost for auto insurance?

To find out which of these best-sellers cost less to insure, we compared average car insurance quotes for a fictional 35-year-old driver with a clean driving record using the RateSupermarket.ca car insurance quoter in six Ontario cities — Ajax, Cambridge, London, Ottawa, Peterborough, and Toronto. Check out the results below, ranked from cheapest to most expensive to insure:

1. Volkswagen Golf
2. Volkswagen Jetta
3. Chevrolet Cruze
4. Toyota Camry
5. Hyundai Elantra
6. Honda Accord
7. Kia Forte
8. Honda Civic
9. Mazda3
10. Toyota Corolla

How are auto insurance rates determined?

Would saving a couple hundred dollars a year in car insurance premiums help you decide on which new car to buy? Whether your car is on the best-selling list or not, it’s more than just the car you drive. There are many factors to consider when calculating your rate. For example, where you live, where you drive, as well as any tickets or accidents on your record.

So before you go ahead and buy a new ride, it’s important to compare car insurance quotes first. Every person is different, so even if your neighbour drives the same vehicle as you, you may end up with a significantly different rate.

Compare and save on car insurance before making your final purchase decision.

* Sales data from Good Car Bad Car Auto Sales Data.

This article is updated annually to reflect the latest sales trends in Canada.

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