{"id":25458,"date":"2026-10-09T15:25:41","date_gmt":"2026-10-09T15:25:41","guid":{"rendered":"https:\/\/www.insurancejournal.com\/?p=888630"},"modified":"2026-10-09T15:25:41","modified_gmt":"2026-10-09T15:25:41","slug":"texas-reports-homeowners-and-auto-rate-decreases","status":"publish","type":"post","link":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/2026\/10\/09\/texas-reports-homeowners-and-auto-rate-decreases\/","title":{"rendered":"Texas Reports Homeowners and Auto Rate Decreases"},"content":{"rendered":"<div><img decoding=\"async\" src=\"https:\/\/www.insurancejournal.com\/img\/social\/opengraph\/ij-social-trends-1200x630.png\" class=\"ff-og-image-inserted\"><\/div>\n<ul class=\"nav nav-tabs tabs tabs-entry\">\n<li class=\"active\"><a href=\"https:\/\/www.insurancejournal.com\/news\/southcentral\/2026\/10\/09\/888630.htm\">Article<\/a><\/li>\n<li><a href=\"https:\/\/www.insurancejournal.com\/news\/southcentral\/2026\/10\/09\/888630.htm?comments\" rel=\"nofollow\">1 Comment<\/a><\/li>\n<\/ul>\n<div class=\"article-content clearfix\">\n<p>Homeowners insurance rates are beginning to come down in Texas, according to the most recent data from the state insurance department.<\/p>\n<p>Since the start of July, insurance companies have filed an average 4.3% rate decrease on homeowners policies. ASI Lloyds, a Progressive company, filed a 6% rate decrease impacting 71,000 policyholders, and Texas Farm Bureau Mutual Insurance Company filed a 5.2% rate decrease, impacting 133,000 policyholders.<\/p>\n<div class=\"bzn bzn-sized bzn-intext\">\n<ins data-revive-zoneid=\"79\" data-revive-topics=\"auto,homeowners,pricing-trends,trends\" data-revive-companies data-revive-block=\"1\" data-revive-id=\"36eb7c2bd3daa932a43cc2a8ffbed3a9\"><\/ins> <\/div>\n<p>Insurance Commissioner Amanda Crawford said the department is \u201cpleased to see some relief beginning to reach the market.\u201d<\/p>\n<p>\u201cAs rates moderate, Texans should take advantage of the competitive market, shop around, and make sure they\u2019re getting the best value for their coverage,\u201d Crawford said.<\/p>\n<p>Some Texas drivers are also seeing decreases on their auto insurance rates. Auto Club County Mutual Insurance Company filed a 3% rate decrease, impacting 235,000 policyholders, and Loya Insurance Company filed a 10.3% rate decrease, impacting 39,000 policyholders, the insurance department said.<\/p>\n<p>Approximately 160 companies sell auto and homeowners insurance in Texas.<\/p>\n<p class=\"tagtag\"> <span class=\"tagtag\">Topics<\/span> <a href=\"https:\/\/www.insurancejournal.com\/trends\/\" class=\"btn btn-sm btn-primary tagtag\">Trends<\/a> <a href=\"https:\/\/www.insurancejournal.com\/location\/texas\/\" class=\"btn btn-sm btn-primary tagtag\">Texas<\/a> <a href=\"https:\/\/www.insurancejournal.com\/auto\/\" class=\"btn btn-sm btn-primary tagtag\">Auto<\/a> <a href=\"https:\/\/www.insurancejournal.com\/pricing-trends\/\" class=\"btn btn-sm btn-primary tagtag\">Pricing Trends<\/a> <a href=\"https:\/\/www.insurancejournal.com\/homeowners\/\" class=\"btn btn-sm btn-primary tagtag\">Homeowners<\/a> <\/p>\n<\/p><\/div>\n<div class=\"article-poll\" data-post=\"888630\">\n<div class=\"article-poll-vote\">\n<p>Was this article valuable?<\/p>\n<\/p><\/div>\n<div class=\"article-poll-feedback voted-no\">\n<form class=\"feedback-form\">\n<p>Thank you! 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Please tell us what you liked about it.<\/p>\n<p> <textarea placeholder=\"Enter your feedback...\"><\/textarea> <button type=\"submit\" class=\"submit\" disabled>Submit<\/button> <button class=\"cancel\">No Thanks<\/button> <\/form>\n<\/p><\/div>\n<div class=\"article-poll-more-articles\">\n<p class=\"thank-you-text\">Here are more articles you may enjoy.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"subscribe-banner subscribe-banner-in-content-2\">\n<div class=\"content\">\n<h4>Interested in <em>Auto<\/em>?<\/h4>\n<p>Get automatic alerts for this topic.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Article 1 Comment Homeowners insurance rates are beginning to come down in Texas, according to the most recent data from the state insurance department. Since the start of July, insurance companies have filed an&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":25459,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[1,77],"class_list":["post-25458","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-news","tag-texas-south-central-news"],"jetpack_featured_media_url":"https:\/\/blog.lifeinsurance-orleans.ca\/wp-content\/uploads\/2026\/10\/texas-reports-homeowners-and-auto-rate-decreases.png","_links":{"self":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/25458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/comments?post=25458"}],"version-history":[{"count":0,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/25458\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media\/25459"}],"wp:attachment":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media?parent=25458"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/categories?post=25458"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/tags?post=25458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}