Toronto, ON (May 25, 2026) \u2013 As temperatures rise and projects accelerate, Canada\u2019s construction sector is entering its busiest period of the year. Often referred to as \u201ccrane season,\u201d the summer months typically see a surge in development activity across residential, commercial, and infrastructure projects, particularly in urban centres.<\/p>\n
\u201cWith tighter timelines, increased labour demand, and higher project values, this seasonal spike not only drives economic momentum but also introduces a more complex risk environment for contractors, developers, and project stakeholders\u201d, mentioned Gary Hirst, CEO, CHES Special Risk.<\/p>\n
The summer construction period is characterized by accelerated project schedules and overlapping workstreams. Builders aim to maximize favourable weather conditions, resulting in increased site activity, longer work hours, and greater coordination between multiple trades.<\/p>\n
This heightened pace can amplify common construction risks, including:<\/p>\n
In this environment, both physical damage risks and liability exposures tend to become more pronounced.<\/p>\n
Specialty insurance providers with dedicated construction expertise play a key role during this period, supporting brokers with tailored underwriting approaches and capacity across multiple coverage lines. Firms such as CHES Special Risk, known for their work in construction insurance and recognized underwriting teams, continue to support brokers navigating peak\u2011season demands through structured solutions across builders risk, liability, equipment, and related coverages.<\/p>\n
Coverage Considerations for Complex Projects<\/strong><\/p>\n Given the scale and interconnected nature of construction projects, insurance structures must account for multiple moving parts and stakeholders.<\/p>\n Key areas of focus during peak season typically include:<\/p>\n For insurance brokers, peak construction season represents both an opportunity and a responsibility. The scale and complexity of risks increase alongside project activity, requiring careful attention to:<\/p>\n The seasonal nature of construction also creates compressed timelines for placement, making responsiveness and underwriting expertise particularly important.<\/p>\n For more information on how CHES Special Risk can support you, contact CHES Special Risk<\/a>.<\/p>\n CHES Special Risks Inc. was established as a Managing General Agent and Wholesale broker in 2004, in response to broker demand to a hardening market place, commencing with a particular speciality in the entertainment and hospitality business, later becoming a fully accredited Lloyd\u2019s coverholder in 2009. CHES Special Risk and Sister Companies are a fully Independent MGA delivering \u201cA\u201d rated capacity both in the hard to place, and standard lines classes and support their retail brokers in growing and developing their businesses. For more information, visit www.chesspecialrisk.ca<\/a>.<\/p>\n\n
Why This Matters for Brokers
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About CHES Special Risk<\/b><\/h4>\n