{"id":24256,"date":"2025-10-13T21:14:26","date_gmt":"2025-10-13T21:14:26","guid":{"rendered":"https:\/\/insurance-canada.ca\/?p=84103"},"modified":"2025-10-13T21:14:26","modified_gmt":"2025-10-13T21:14:26","slug":"electric-vehicles-in-canada-cost-36-8-more-to-insure-than-gas-cars","status":"publish","type":"post","link":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/2025\/10\/13\/electric-vehicles-in-canada-cost-36-8-more-to-insure-than-gas-cars\/","title":{"rendered":"Electric vehicles in Canada cost 36.8% more to insure than gas cars"},"content":{"rendered":"<p>Magrath, AB (Oct. 1, 2025) \u2013 A new study by Surex has found that the cost of insuring an electric vehicle in Canada is more than one-third (36.8%) higher than that of a traditional gas-powered automobile.<\/p>\n<p><em><span lang=\"EN-US\">\u201cElectric or gas?\u201d <\/span><\/em><span lang=\"EN-US\">It is a question many drivers face when deciding on their next vehicle as electric vehicle ranges grow and prices become more competitive with gas cars. But i<\/span><span lang=\"EN-US\">nsurance is often an overlooked factor when weighing the pros and cons of which vehicle to get. <\/span><\/p>\n<p><span lang=\"EN-US\">The research team analyzed quotes on Surex from the past 12 months to determine the average cost to insure an electric vehicle in Canada compared to a gas vehicle.<\/span><\/p>\n<p><span lang=\"EN-US\">Surex found that EVs, on average, cost more to insure. While a gas car costs an average of $2,289.27 a year to insure, for an electric vehicle, that figure jumped up to $3,131.43. That\u2019s a 36.8% difference \u2014 a sizeable chunk for those looking to make the switch.&nbsp;<\/span><\/p>\n<h4><span lang=\"EN-US\">Key findings:<\/span><\/h4>\n<ul>\n<li lang=\"EN-US\"><span lang=\"EN-US\">The average electric car costs 36.8% more to insure versus an electric car.<\/span><\/li>\n<li lang=\"EN-US\"><span lang=\"EN-US\">EVs are most expensive to insure in Alberta, with an average insurance cost of $3,342.93. They\u2019re cheapest in New Brunswick, with an average cost of $2,769.36.<\/span><\/li>\n<li lang=\"EN-US\"><span lang=\"EN-US\">Gas cars are most expensive in Ontario, with an average price of $2,464.18 and cheapest in Nova Scotia, with an average of $1,608.95.<\/span><\/li>\n<\/ul>\n<p>For more details, read the full write-up: <a href=\"https:\/\/www.surex.com\/blog\/electric-vehicles-canada-cost-more-insure-gas-cars\"><strong>Electric vehicles in Canada cost 36.8% more to insure<\/strong><\/a>.<\/p>\n<h4 class=\"smallhead\"><b>About Surex<\/b><\/h4>\n<p>Surex is Canada\u2019s fastest growing online insurance marketplace. Quote, compare &amp; buy online, with access to instant proof of insurance. The company was named on the Canadian Business\u2019 Growth 500 list the last three years, as well as on IBC\u2019s Top 10 Insurance Brokerages in Canada for 2021. For more information, visit <a href=\"https:\/\/www.surex.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">www.surex.com<\/a>.<\/p>\n<p class=\"referencetext\"><i>SOURCE: Surex<\/i><\/p>\n<p> Tags: <a href=\"https:\/\/insurance-canada.ca\/tag\/electric-vehicles\/\" rel=\"tag\">electric vehicles (EVs)<\/a>, <a href=\"https:\/\/insurance-canada.ca\/tag\/surex\/\" rel=\"tag\">Surex<\/a> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Magrath, AB (Oct. 1, 2025) \u2013 A new study by Surex has found that the cost of insuring an electric vehicle in Canada is more than one-third (36.8%) higher than that of a traditional&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[1],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/24256"}],"collection":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/comments?post=24256"}],"version-history":[{"count":0,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/24256\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media?parent=24256"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/categories?post=24256"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/tags?post=24256"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}