{"id":24133,"date":"2025-09-19T21:46:35","date_gmt":"2025-09-19T21:46:35","guid":{"rendered":"https:\/\/www.insurancejournal.com\/?p=839886"},"modified":"2025-09-19T21:46:35","modified_gmt":"2025-09-19T21:46:35","slug":"californias-insurance-commissioner-is-seeking-changes-to-the-intervenor-process","status":"publish","type":"post","link":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/2025\/09\/19\/californias-insurance-commissioner-is-seeking-changes-to-the-intervenor-process\/","title":{"rendered":"California\u2019s Insurance Commissioner Is Seeking Changes to The Intervenor Process"},"content":{"rendered":"<div><img decoding=\"async\" src=\"https:\/\/www.insurancejournal.com\/img\/social\/opengraph\/ij-social-default-1200x630.png\" class=\"ff-og-image-inserted\"><\/div>\n<ul class=\"nav nav-tabs tabs tabs-entry\">\n<li class=\"active\"><a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2025\/09\/19\/839886.htm\">Article<\/a><\/li>\n<li><a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2025\/09\/19\/839886.htm?comments\" rel=\"nofollow\">0 Comments<\/a><\/li>\n<\/ul>\n<div class=\"article-content clearfix\">\n<p>California Insurance Commissioner Ricardo Lara on Friday announced he wants to make certain reforms to the state\u2019s insurance law, Proposition 103, including changing the controversial intervenor process.<\/p>\n<p>Prop. 103, passed by voters in 1988, is the state\u2019s bedrock insurance law that outlines what can and can\u2019t be included in rate filings. The intervenor practice is part of the filing process, in which outside groups can participate in rate hearings on behalf of consumers and charge a fee for their services.<\/p>\n<div class=\"bzn bzn-sized bzn-intext\">\n<ins data-revive-zoneid=\"79\" data-revive-block=\"1\" data-revive-id=\"36eb7c2bd3daa932a43cc2a8ffbed3a9\"><\/ins> <\/div>\n<p><strong>Related: <a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2025\/09\/15\/839226.htm\">California Commissioner Pushes for Wildfire Recovery Bill, Other Legislation<\/a><\/strong><\/p>\n<p>According to Lara, some stakeholders have expressed concerns that the process lacks transparency, is dominated by a small number of recurring participants and can lead to delays and more costs for consumers and taxpayers.<\/p>\n<p>One of the most prolific intervenors is Consumer Watchdog, whose founder authored Prop. 103. The group has been reached out to for comment.<\/p>\n<p><strong>Related: <a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2025\/07\/31\/834076.htm\">California Commissioner Takes Action Against FAIR Plan for Smoke Damage Claims<\/a><\/strong><\/p>\n<p>Lara said the proposed changes will clarify how intervenor participation is evaluated and compensated, ensuring that consumers, policyholders, and taxpayers only fund the contributions to the public interest. They will also make the process more open and accessible, preventing any single group from monopolizing the process, according to Lara.<\/p>\n<p>Changes would include:<\/p>\n<ul>\n<li>Clarifying the \u201csubstantial contribution\u201d standard for intervenor compensation.<\/li>\n<li>Requiring public reporting on intervenor activity and compensation.<\/li>\n<li>Establishing timelines and responsibilities for administrative law judges, including mandatory 30-day status updates on pending cases to the public.<\/li>\n<li>Requiring the California Department of Insurance to post public documents online \u2013 including hearing calendars and decisions \u2013 making them accessible to all Californians and replacing outdated physical viewing rooms.<\/li>\n<\/ul>\n<p>\u201cConsumers are frustrated with hidden fees, especially when insurance costs are already exorbitant and unaffordable for many. California\u2019s insurance crisis demands tough decisions and accountability from everyone involved \u2013 insurance companies, intervenors, and the Department itself,\u201d Lara stated. \u201cTo stabilize our market, we need a rate review system that delivers timely, fair, accurate, and thorough decisions, rather than one that gets bogged down in process or delays real solutions.\u201d<\/p>\n<p class=\"tagtag\"> <span class=\"tagtag\">Topics<\/span> <a href=\"https:\/\/www.insurancejournal.com\/location\/california\/\" class=\"btn btn-sm btn-primary tagtag\">California<\/a> <\/p>\n<\/p><\/div>\n<div class=\"article-poll\" data-post=\"839886\">\n<div class=\"article-poll-vote\">\n<p>Was this article valuable?<\/p>\n<\/p><\/div>\n<div class=\"article-poll-feedback voted-no\">\n<form class=\"feedback-form\">\n<p>Thank you! 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Please tell us what you liked about it.<\/p>\n<p> <textarea placeholder=\"Enter your feedback...\"><\/textarea> <button type=\"submit\" class=\"submit\" disabled>Submit<\/button> <button class=\"cancel\">No Thanks<\/button> <\/form>\n<\/p><\/div>\n<div class=\"article-poll-more-articles\">\n<p class=\"thank-you-text\">Here are more articles you may enjoy.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"subscribe-banner subscribe-banner-in-content-2\">\n<div class=\"content\">\n<h4>The most important insurance news,in your inbox every business day.<\/h4>\n<p>Get the insurance industry&#8217;s trusted newsletter<\/p>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Article 0 Comments California Insurance Commissioner Ricardo Lara on Friday announced he wants to make certain reforms to the state\u2019s insurance law, Proposition 103, including changing the controversial intervenor process. Prop. 103, passed by&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":24134,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[993,154,1,94,76,9],"jetpack_featured_media_url":"https:\/\/blog.lifeinsurance-orleans.ca\/wp-content\/uploads\/2025\/09\/californias-insurance-commissioner-is-seeking-changes-to-the-intervenor-process.png","_links":{"self":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/24133"}],"collection":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/comments?post=24133"}],"version-history":[{"count":0,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/24133\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media\/24134"}],"wp:attachment":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media?parent=24133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/categories?post=24133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/tags?post=24133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}