{"id":23830,"date":"2025-07-18T17:27:23","date_gmt":"2025-07-18T17:27:23","guid":{"rendered":"https:\/\/insurance-canada.ca\/?p=83504"},"modified":"2025-07-18T17:27:23","modified_gmt":"2025-07-18T17:27:23","slug":"canadians-want-to-prepare-their-homes-from-extreme-weather-threats-but-dont-know-where-to-start","status":"publish","type":"post","link":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/2025\/07\/18\/canadians-want-to-prepare-their-homes-from-extreme-weather-threats-but-dont-know-where-to-start\/","title":{"rendered":"Canadians want to prepare their homes from extreme weather threats, but don\u2019t know where to start"},"content":{"rendered":"<h3>Intact launches \u201cKeep It Intact\u201d Program with practical tools to empower homeowners to take action and protect their homes<\/h3>\n<p>Toronto, ON (July 14, 2025) \u2013 As extreme weather events continue to rise, Canadians are increasingly concerned about what a changing climate means for their homes and communities. A recent national survey reveals that 80% of surveyed Canadians<sup class=\"supscript\">[<a href=\"https:\/\/insurance-canada.ca\/2025\/07\/18\/keep-it-intact-extreme-weather-threats\/#notes\">1<\/a>]<\/sup> believe we can do something to respond to the increasing number and severity of extreme weather events, but a notable gap persists between this belief and meaningful action.<\/p>\n<p>While 57% of surveyed Canadians<sup class=\"supscript\">[<a href=\"https:\/\/insurance-canada.ca\/2025\/07\/18\/keep-it-intact-extreme-weather-threats\/#notes\">1<\/a>]<\/sup> are thinking about or have taken some steps to protect their homes from extreme weather events, only a small fraction, 9%, have implemented several concrete actions. Barriers to acting include uncertainty about what steps to take, cost, and perceived lack of necessity. This perception gap persists despite a record-breaking summer of catastrophic weather events across <span class=\"xn-location\">Canada<\/span> in 2024, which saw over <span class=\"xn-money\">$7.7 billion<\/span> in insured losses and a 406% spike in insurance claims compared to the 20-year average.<sup class=\"supscript\">[<a href=\"https:\/\/insurance-canada.ca\/2025\/07\/18\/keep-it-intact-extreme-weather-threats\/#notes\">2<\/a>]<\/sup> This underscores the urgent need for better public understanding of home vulnerability and for practical tools that make the risks and the solutions more tangible.<\/p>\n<p>To close the gap between intention and action, Intact Insurance is launching \u201cKeep It Intact,\u201d a national, long-term prevention program designed to help Canadians adapt to the growing reality of extreme weather. By leveraging proven and practical actions anyone can take, Intact is empowering Canadians to make informed decisions about protecting their homes from climate threats, before the next flood or wildfire strikes. As Intact continues to collaborate with Canadians to build long-term climate resilience, we will continuously add tools and resources to enhance our support.<\/p>\n<p>\u201cCanadians are increasingly concerned about what a changing climate means for their homes, but the path to action isn\u2019t always clear,\u201d says <span class=\"xn-person\">Carla Smith<\/span>, Executive Vice President &amp; Chief People, Strategy &amp; Climate Officer, Intact Financial Corporation. \u201cWe created the \u2018Keep It Intact\u2019 program to give Canadians the knowledge, confidence and support they need to take control, starting at their front door. It\u2019s not waiting for the next flood or wildfire to force a response. It\u2019s empowering Canadians to prepare now to protect what matters most.\u201d<\/p>\n<h4><b>About \u201cKeep It Intact\u201d<\/b><\/h4>\n<p>Grounded in over a decade of climate adaptation research conducted by the Intact Centre on Climate Adaptation at the <span class=\"xn-org\">University of Waterloo<\/span>, \u201cKeep It Intact\u201d transforms academic findings into actionable guidance tailored to each homeowner\u2019s unique regional weather threats.<\/p>\n<p>\u201cThe strength of the \u2018Keep It Intact\u2019 program lies in its practicality,\u201d says <span class=\"xn-person\">Guillaume Lamy<\/span>, Senior Vice President, Personal Lines, Intact Financial Corporation. \u201cIt builds on Intact\u2019s long-standing commitment to building resilient communities by providing homeowners with insights, national expertise, and practical guidance, empowering Canadians to take action and protect their homes.\u201d<\/p>\n<p>Accessible through a free service at <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4465711-1&amp;h=775185628&amp;u=https%3A%2F%2Fwww.keepitintact.ca%2F&amp;a=KeepItIntact.ca\" target=\"_blank\" rel=\"nofollow noopener\">KeepItIntact.ca<\/a>, the platform equips Canadians with:<\/p>\n<ul type=\"disc\">\n<li>Expert-based recommendations with engaging content and how-to guides.<\/li>\n<li>Education and planning tools including risk-based tips by budget and weather type.<\/li>\n<li>Practical home maintenance tasks such as checking sump pumps.<\/li>\n<li>Access to trusted professionals offering preventive maintenance including gutter cleaning, and assistance with larger jobs such as roof repairs.<\/li>\n<\/ul>\n<h4><b>Fast Facts <\/b><\/h4>\n<ul type=\"disc\">\n<li>Intact has been dedicated to climate adaptation for over a decade, investing more than <span class=\"xn-money\">$30 million<\/span> since 2010 in over 100 projects.<\/li>\n<li>In 2025,&nbsp;<a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4465711-1&amp;h=1628020392&amp;u=https%3A%2F%2Fwww.intactfc.com%2Fpress-releases%2F1%2Fintact-financial-corporation-increases-investment-in-its-municipal-climate-resiliency-grants-program-to-dollar-31-million&amp;a=Intact+increased+its+investment+in+its+Municipal+Climate+Resiliency+Grants+program\" target=\"_blank\" rel=\"nofollow noopener\">Intact increased its investment in its Municipal Climate Resiliency Grants program<\/a>&nbsp;from <span class=\"xn-money\">$2 million<\/span> to <span class=\"xn-money\">$3.1 million<\/span> to support 19 communities across <span class=\"xn-location\">Canada<\/span> implement projects which address the effects of extreme weather events, such as flooding and wildfire.<\/li>\n<li>Intact recently acquired Jiffy Inc., <span class=\"xn-location\">Canada\u2019s<\/span> number one home maintenance app, which connects homeowners with experts who provide home maintenance and repair services to make homes more resilient to severe weather. Jiffy currently operates in the <span class=\"xn-location\">Greater Toronto Area<\/span> (GTA), <span class=\"xn-location\">Ottawa<\/span>, <span class=\"xn-location\">Calgary<\/span>, <span class=\"xn-location\">Vancouver<\/span> and <span class=\"xn-location\">Edmonton<\/span> and is rolling out additional locations across <span class=\"xn-location\">Canada<\/span>.<\/li>\n<\/ul>\n<h4 class=\"smallhead\">Notes<\/h4>\n<p>1. Based on a survey from L\u00e9ger survey commissioned by Intact Financial Corporation and conducted from June 20 to 22, 2025, among 1,580 Canadians aged 18 and over. Results were weighted to ensure representativeness by gender, age, region, language, and household composition. Margin of error \u00b12.5%, 19 times out of 20.<\/p>\n<p>2. IBC: <a href=\"https:\/\/insurance-canada.ca\/2024\/10\/03\/ibc-summer-shatters-records-severe-weather\/\">Summer 2024 shatters records for severe weather damage, with over $7 billion in insured losses from floods, fires and hailstorms<\/a>.<\/p>\n<h4 class=\"smallhead\"><b>About Intact Financial Corporation <\/b><\/h4>\n<p>Intact Financial Corporation <em>(TSX: IFC)<\/em>&nbsp;is the largest provider of property and casualty (P&amp;C) insurance in <span class=\"xn-location\">Canada<\/span>, a leading Specialty lines insurer with international expertise and a leader in Commercial lines in the UK and <span class=\"xn-location\">Ireland<\/span>. The business has grown organically and through acquisitions to almost <span class=\"xn-money\">$24 billion<\/span> of total annual operating direct premiums written (DPW).<\/p>\n<p>In <span class=\"xn-location\">Canada<\/span>, Intact distributes insurance under the Intact Insurance brand through agencies and a wide network of brokers, including its wholly- owned subsidiary BrokerLink. Intact also distributes directly to consumers through the belairdirect brand and affinity partnerships. Additionally, Intact provides exclusive and tailored offerings to high-net-worth customers through Intact Prestige.<\/p>\n<p>In the US, Intact Insurance Specialty Solutions provides a range of Specialty insurance products and services through independent agencies, regional and national brokers, wholesalers and managing general agencies.<\/p>\n<p>Across the UK, <span class=\"xn-location\">Ireland<\/span>, and <span class=\"xn-location\">Europe<\/span>, Intact provides Personal, Commercial and\/or Specialty insurance solutions through the RSA, 123.ie, NIG and FarmWeb brands.<\/p>\n<p>For more information, visit <a href=\"http:\/\/www.intactcf.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">www.intactcf.com<\/a>.<\/p>\n<p class=\"referencetext\"><em>Source: Intact Financial Corporation<\/em><\/p>\n<p> Tags: <a href=\"https:\/\/insurance-canada.ca\/tag\/intact\/\" rel=\"tag\">Intact<\/a>, <a href=\"https:\/\/insurance-canada.ca\/tag\/launch\/\" rel=\"tag\">launch<\/a>, <a href=\"https:\/\/insurance-canada.ca\/tag\/natural-catastrophes\/\" rel=\"tag\">Natural Catastrophes<\/a>, <a href=\"https:\/\/insurance-canada.ca\/tag\/severe-weather\/\" rel=\"tag\">severe weather<\/a>, <a href=\"https:\/\/insurance-canada.ca\/tag\/survey\/\" rel=\"tag\">survey<\/a> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Intact launches \u201cKeep It Intact\u201d Program with practical tools to empower homeowners to take action and protect their homes Toronto, ON (July 14, 2025) \u2013 As extreme weather events continue to rise, Canadians are&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[1],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/23830"}],"collection":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/comments?post=23830"}],"version-history":[{"count":0,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/23830\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media?parent=23830"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/categories?post=23830"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/tags?post=23830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}