{"id":23765,"date":"2025-07-07T04:29:42","date_gmt":"2025-07-07T04:29:42","guid":{"rendered":"https:\/\/www.insurancejournal.com\/?p=830367"},"modified":"2025-07-07T04:29:42","modified_gmt":"2025-07-07T04:29:42","slug":"deadly-floods-reinforce-texas-challenge-as-crisis-epicenter","status":"publish","type":"post","link":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/2025\/07\/07\/deadly-floods-reinforce-texas-challenge-as-crisis-epicenter\/","title":{"rendered":"Deadly Floods Reinforce Texas\u2019 Challenge as Crisis Epicenter"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.insurancejournal.com\/app\/uploads\/2025\/07\/Texas-Flood-Storm-Damage-580x387.jpg\"><\/p>\n<ul class=\"nav nav-tabs tabs tabs-entry\">\n<li class=\"active\"><a href=\"https:\/\/www.insurancejournal.com\/news\/southcentral\/2025\/07\/07\/830367.htm\">Article<\/a><\/li>\n<li><a href=\"https:\/\/www.insurancejournal.com\/news\/southcentral\/2025\/07\/07\/830367.htm?comments\" rel=\"nofollow\">0 Comments<\/a><\/li>\n<\/ul>\n<div class=\"article-content clearfix\">\n<p class=\"bloomberg\">Before dawn Friday morning, city manager Dalton Rice went for a jog along the Guadalupe River in Kerrville, Texas. He finished his run around 4 a.m. as a light rain set in. An hour later, he began receiving emergency calls: The river had flooded out of control.<\/p>\n<p>Torrential <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2025-07-06\/texas-flood-deaths-rise-as-search-continues-for-missing-campers\" target=\"_blank\" rel=\"noopener noreferrer\">rains<\/a> were dumping into the Guadalupe. In just 45 minutes, the river surged about 26 feet (8 meters), sending walls of water sweeping into camps and RV parks busy with Fourth of July holiday visitors.<\/p>\n<div class=\"bzn bzn-sized bzn-intext\">\n<ins data-revive-zoneid=\"79\" data-revive-topics=\"flood\" data-revive-companies data-revive-block=\"1\" data-revive-id=\"36eb7c2bd3daa932a43cc2a8ffbed3a9\"><\/ins> <\/div>\n<p>At least <a href=\"https:\/\/apnews.com\/article\/flash-flood-texas-camp-mystic-aec9181a07d3ce8ff85197922e108b13\" target=\"_blank\" rel=\"noopener noreferrer\">82 people<\/a> have died and scores are missing, including children, after the catastrophic flooding devastated an all-girls summer camp. With heavy rains still battering Texas on Sunday, politicians are questioning whether federal, state and local officials were adequately prepared.<\/p>\n<p>The area remains at risk of further inundation as thunderstorms move through west central Texas, bringing pockets of very <a href=\"https:\/\/forecast.weather.gov\/wwamap\/wwatxtget.php?cwa=usa&amp;wwa=Flood%20Watch\" target=\"_blank\" rel=\"noopener noreferrer\">heavy rainfall<\/a> in a short amount of time, according to the National Weather Service. Forecasters have extended a flood watch into <a href=\"https:\/\/www.weather.gov\/sjt\/\" target=\"_blank\" rel=\"noopener noreferrer\">Monday evening<\/a>, warning that any additional rain \u201cwill almost immediately runoff due to the saturated grounds.\u201d<\/p>\n<p>Texas has been at the epicenter of extreme weather events in recent years. In 2024 alone, Hurricane Beryl knocked out power to millions, a <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2024-05-17\/almost-1-million-texas-customers-lose-power-after-violent-storm\" target=\"_blank\" rel=\"noopener noreferrer\">windstorm<\/a> punched windows out of Houston skyscrapers and a massive <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2024-02-29\/texas-smokehouse-creek-wildfire-is-so-big-you-can-see-it-from-space\" target=\"_blank\" rel=\"noopener noreferrer\">wildfire<\/a> blazed across the Panhandle. The onslaught of disasters has come as warmer ocean waters and moister air, two results of global warming, add fuel to storms.<\/p>\n<p>Climate change also makes it harder to predict the speed at which disasters can spin out of control, like in the Maui wildfires that killed dozens in 2023 and the \u201crapid intensification\u201d that accelerated Hurricane Milton in Florida last year.<\/p>\n<p>In Texas, the loss of life is so astounding that on Sunday search crews had to break down efforts into a grid pattern to recover bodies, Rice said during a news conference. \u201cWe have increased our number of personnel that are navigating the really challenging shores along the bank line,\u201d he said.<\/p>\n<h3>Trump Visit<\/h3>\n<p>Some politicians are raising questions over the accuracy of weather forecasts issued before the disaster.<\/p>\n<div class=\"bzn bzn-sized bzn-intext-2\">\n<ins data-revive-zoneid=\"162\" data-revive-topics=\"flood\" data-revive-companies data-revive-block=\"1\" data-revive-id=\"36eb7c2bd3daa932a43cc2a8ffbed3a9\"><\/ins> <\/div>\n<p>\u201cThe amount of rain that fell in this specific location was never in any of the forecasts,\u201d Nim Kidd, chief of the Texas Division of Emergency Management, said in a briefing in which he also said the National Weather Service underestimated the severity of the storms.<\/p>\n<p>President Donald Trump said he will \u201cprobably\u201d go to Texas on Friday to visit the areas affected by the floods. \u201cI would have done it today, but we\u2019d just be in their way,\u201d he told reporters Sunday.<\/p>\n<p>The weather service, part of the National Oceanic and Atmospheric Administration under the Commerce Department, said that emergency management officials were briefed Thursday morning, a flood watch was posted in the afternoon and by 6:22 p.m., forecasters were warning of flash floods and saying rain could fall at rates of more than 3 inches per hour.<\/p>\n<p>Representative Joaquin Castro, a Texas Democrat whose district covers parts of San Antonio, said the possible role of staffing cuts at the National Weather Service should be investigated. He said there\u2019s no conclusive evidence that cuts impacted the outcome of forecasts.<\/p>\n<p>\u201cThe priority is on making sure that those girls are found and are saved and anybody else who may be missing at this point,\u201d he said Sunday on CNN\u2019s <em>State of the Union<\/em>. \u201cAfter that, we have to figure out in the future how we make sure that it doesn\u2019t happen again.\u201d<\/p>\n<p>The Texas state legislature will take up the issue of warning systems in a special session, Governor Greg Abbott told reporters later Sunday.<\/p>\n<p>The weather service has two offices in the area, said Tom Fahy, legislative director for the National Weather Service Employees Organization. San Antonio has six vacancies out of 26, while San Angelo has four out of 23 \u2014 one of the best-staffed in the US on a percentage basis, he said.<\/p>\n<figure id=\"attachment_830371\" aria-describedby=\"caption-attachment-830371\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-830371\" src=\"https:\/\/www.insurancejournal.com\/app\/uploads\/2025\/07\/Texas-Flood-Recovery-580x387.jpg\" alt width=\"580\" height=\"387\" srcset=\"https:\/\/www.insurancejournal.com\/app\/uploads\/2025\/07\/Texas-Flood-Recovery-580x387.jpg 580w, https:\/\/www.insurancejournal.com\/app\/uploads\/2025\/07\/Texas-Flood-Recovery-300x200.jpg 300w, https:\/\/www.insurancejournal.com\/app\/uploads\/2025\/07\/Texas-Flood-Recovery-768x512.jpg 768w, https:\/\/www.insurancejournal.com\/app\/uploads\/2025\/07\/Texas-Flood-Recovery-1536x1024.jpg 1536w, https:\/\/www.insurancejournal.com\/app\/uploads\/2025\/07\/Texas-Flood-Recovery-2048x1366.jpg 2048w\" sizes=\"(max-width: 580px) 100vw, 580px\"><figcaption id=\"caption-attachment-830371\" class=\"wp-caption-text\">Search and rescue workers dig through debris following the flash flooding in Hunt, Texas, on July 6.<\/figcaption><\/figure>\n<p>At least 20.92 inches fell southwest of Bertram, Texas, about 35 miles northwest of the capital in Austin, the US Weather Prediction Center said. Two other towns reported more than 20 inches of rain and four more than 15 inches. In some areas, flooding started around midnight on Friday morning.<\/p>\n<p>Many residents in the area said they didn\u2019t receive weather service warnings to their phones before 7 a.m., though reports are mixed.<\/p>\n<p>Andy Brown, a Travis County judge, said during a press conference that he met with survivors in one flooded area who told him they had received alerts from the National Weather Service at noon, before the event began, and then during the night.<\/p>\n<p>Federal officials will look into whether more warnings could have been provided, Homeland Security Secretary Kristi Noem said in a briefing. At the same event, she also said there were federal resources \u201chere on the ground since the beginning of this crisis started, since this weather event did start and even before it came, we were alerted.\u201d<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-830372\" src=\"https:\/\/www.insurancejournal.com\/app\/uploads\/2025\/07\/Texas-Epicenter-Natural-Disasters-580x436.jpg\" alt width=\"580\" height=\"436\" srcset=\"https:\/\/www.insurancejournal.com\/app\/uploads\/2025\/07\/Texas-Epicenter-Natural-Disasters-580x436.jpg 580w, https:\/\/www.insurancejournal.com\/app\/uploads\/2025\/07\/Texas-Epicenter-Natural-Disasters-300x226.jpg 300w, https:\/\/www.insurancejournal.com\/app\/uploads\/2025\/07\/Texas-Epicenter-Natural-Disasters-768x578.jpg 768w, https:\/\/www.insurancejournal.com\/app\/uploads\/2025\/07\/Texas-Epicenter-Natural-Disasters.jpg 1268w\" sizes=\"(max-width: 580px) 100vw, 580px\"><\/p>\n<p>Climate change has driven more extreme rainfall around the world. A warmer atmosphere can hold more water, upping the odds of deluges like the one that struck Texas.<\/p>\n<p>Scientists haven\u2019t yet examined these floods for the fingerprints of climate change. A rapid analysis by Colorado State University climatologist Russ Schumacher shows the six-hour rainfall totals made this a 1,000-year event \u2014 that is, it had less than a 0.1% chance of occurring in any given year.<\/p>\n<p>For insurers, storms are getting so devastating that they\u2019re struggling to keep pace with natural catastrophe claims.<\/p>\n<p>That portends outsize consequences for Texas, which accounts for roughly a third of all damages caused by extreme weather in the US during the last 10 years.<\/p>\n<p>From 1980 through 2024, Texas has logged 190 weather disasters costing $1 billion or more, according to the US National Centers for Environmental Information. That\u2019s the highest tally in the country. The US has stopped collecting data on these disasters after Trump started his second term.<\/p>\n<p>Friday\u2019s floods likely got a boost from the remnants of Tropical Storm Barry, which came ashore in Mexico last week and sent moisture into Texas. Since 1913, 20 tropical storms, hurricanes or their remnants have caused 15 inches of rain or more across central Texas, the US Weather Prediction Center said.<\/p>\n<p>While showers were set to taper off late Sunday, there will likely be another round during the day Monday, said Peter Mullinax, a forecaster at the US Weather Prediction Center.<\/p>\n<p>\u201cIt\u2019s generally in the same places that are being hit\u201d Sunday, Mullinax said. \u201cOn Tuesday, we currently do not have any excessive rainfall for Texas. Things are starting to look much better as we get into Tuesday and Wednesday as well.\u201d<\/p>\n<div class=\"article--trashline\">(Updates death toll in third paragraph and weather forecast in fourth paragraph.)<\/div>\n<p><em>Top photo: Search and rescue workers look through debris for any survivors or remains of people swept up in the flash flooding in Hunt, Texas, on July 6, 2025. Photographer: Jim Vondruska\/Getty Images<\/em><\/p>\n<div class=\"copyright-notice quiet\">Copyright 2025 Bloomberg.<\/div>\n<p class=\"tagtag\"> <span class=\"tagtag\">Topics<\/span> <a href=\"https:\/\/www.insurancejournal.com\/location\/texas\/\" class=\"btn btn-sm btn-primary tagtag\">Texas<\/a> <a href=\"https:\/\/www.insurancejournal.com\/flood\/\" class=\"btn btn-sm btn-primary tagtag\">Flood<\/a> <\/p>\n<\/p><\/div>\n<div class=\"article-poll\" data-post=\"830367\">\n<div class=\"article-poll-vote\">\n<p>Was this article valuable?<\/p>\n<\/p><\/div>\n<div class=\"article-poll-feedback voted-no\">\n<form class=\"feedback-form\">\n<p>Thank you! 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He finished his run around 4 a.m. as a light rain set&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":23766,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[1525,170,1526,1,1454,77],"jetpack_featured_media_url":"https:\/\/blog.lifeinsurance-orleans.ca\/wp-content\/uploads\/2025\/07\/deadly-floods-reinforce-texas-challenge-as-crisis-epicenter.jpg","_links":{"self":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/23765"}],"collection":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/comments?post=23765"}],"version-history":[{"count":0,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/23765\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media\/23766"}],"wp:attachment":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media?parent=23765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/categories?post=23765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/tags?post=23765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}