Surrey, BC (May 28, 2025) \u2013 Westland Insurance is sharing advice for Canadian property owners considering renting out a cottage or cabin this summer.<\/p>\n
Whether it\u2019s a week here and there or a full season on Airbnb, it\u2019s a great way to earn extra income. But before the first guest arrives, there\u2019s something important you might not know: Most standard cottage insurance policies don\u2019t automatically include short-term rental coverage.<\/p>\n
Here\u2019s what you need to know to avoid surprises and protect your property and peace of mind.<\/p>\n
If your vacation home is insured as a personal-use property, that coverage typically doesn\u2019t extend to short-term rentals<\/strong>, especially not those listed on platforms like Airbnb, VRBO, or Booking.com.<\/strong><\/p>\n Common risks not covered under a standard policy:<\/p>\n Without proper coverage, you could be on the hook for costs your policy won\u2019t pay out, just because you didn\u2019t notify your provider about the rental.<\/p>\n Insurers look at how often and how formally you rent out your cottage or cabin.<\/p>\n Before you create your listing, contact your insurance provider and ask:<\/p>\n These answers will give you a clearer picture and can prevent serious gaps in coverage.<\/p>\n Renting out your cottage without updating your insurance might seem harmless, until something goes wrong. A quick check-in with your insurance advisor could be the difference between a smooth rental season and an unexpected out-of-pocket cost.<\/p>\n At Westland, we\u2019re here to help Canadians understand their cabin and cottage insurance<\/a>, so you can rent with confidence, not confusion.<\/p>\n We\u2019ll help you understand what\u2019s covered (and what\u2019s not) when it comes to short-term rental insurance for cottages in Canada.<\/p>\n Talk to a Westland advisor today<\/strong><\/a> to get clear, simple advice, no surprises, no jargon, just the coverage you need.<\/p>\n Visit the Westland website to get insurance<\/a><\/strong> now.<\/p>\n Westland Insurance Group is one of the largest and fastest-growing independent insurance brokers in Canada. Trading over $4 billion of premium, Westland continues to expand from coast to coast. Westland\u2019s brokers provide expertise and advisory-based services across commercial, personal, employee benefits, farm, and specialty insurance segments. Since its founding in 1980, Westland has remained committed to supporting its clients, industry partners, and local communities. For more information, visit www.westlandinsurance.ca<\/a>.<\/p>\n SOURCE: Westland Insurance Group Ltd.<\/em><\/p>\n Tags: Airbnb<\/a>, tips<\/a>, Westland Insurance Group<\/a> <\/p>\n","protected":false},"excerpt":{"rendered":" Surrey, BC (May 28, 2025) \u2013 Westland Insurance is sharing advice for Canadian property owners considering renting out a cottage or cabin this summer. Whether it\u2019s a week here and there or a full...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[1],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/23630"}],"collection":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/comments?post=23630"}],"version-history":[{"count":0,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/23630\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media?parent=23630"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/categories?post=23630"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/tags?post=23630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
Occasional vs. Frequent Rentals: Why It Matters<\/h4>\n
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5 Question to Ask Before Listing Your Cottage<\/h4>\n
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Don\u2019t Assume You\u2019re Covered<\/h4>\n
Need to Review Your Cottage Insurance?<\/h4>\n
About Westland Insurance Group<\/b><\/h4>\n