{"id":20772,"date":"2023-09-28T21:15:58","date_gmt":"2023-09-28T21:15:58","guid":{"rendered":"https:\/\/www.thinkadvisor.com\/2023\/09\/28\/americans-4-biggest-retirement-investing-worries-now-survey\/"},"modified":"2023-09-28T21:15:58","modified_gmt":"2023-09-28T21:15:58","slug":"americans-4-biggest-retirement-investing-worries-now-survey","status":"publish","type":"post","link":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/2023\/09\/28\/americans-4-biggest-retirement-investing-worries-now-survey\/","title":{"rendered":"Americans&#8217; 4 Biggest Retirement Investing Worries Now: Survey"},"content":{"rendered":"<div class=\"media_block\"><a href=\"https:\/\/feeds.feedblitz.com\/-\/796613285\/0\/thinkadvisor\/\"><img decoding=\"async\" src=\"https:\/\/images.thinkadvisor.com\/contrib\/content\/uploads\/sites\/415\/2023\/06\/Worried_Upset_Stock_Investor_Adobe_640x640.jpg\" class=\"media_thumbnail\"><\/a><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/images.thinkadvisor.com\/contrib\/content\/uploads\/sites\/415\/2023\/06\/Worried_Upset_Stock_Investor_Adobe_640x640.jpg\" class=\"ff-og-image-inserted\"><\/div>\n<p id=\"first-para\"><span>Americans are feeling downbeat these days, worried about a possible recession and how their retirement income will fare if taxes should increase in the future, according to the third-quarter market perceptions study from <\/span><a href=\"https:\/\/www.allianzlife.com\/\"><span>Allianz Life Insurance Company of North America<\/span><\/a><span>.<\/span><\/p>\n<p>The good news: Advisors can do much to lessen their clients\u2019 worries. The bad news: They are likely to get fired if they don\u2019t. Specifically, nearly three-fourths&nbsp;of respondents said they would look for another advisor if theirs did not help them manage taxes in retirement.<\/p>\n<p><span>\u201cA change in taxes can significantly affect a portfolio if the investor has not incorporated tax strategies into a financial plan and diversified across tax categories, according to&nbsp;<\/span><a href=\"https:\/\/www.allianzlife.com\/about\/Subject-Matter-Experts\/Kelly-LaVigne\"><span>Kelly LaVigne<\/span><\/a><span>, vice president of consumer insights at Allianz Life.&nbsp;<\/span><\/p>\n<p><span>\u201cFor a goal like retirement, you want to diversify your assets across a spectrum of long-term capital gains, regular income and non-taxable income,\u201d LaVigne said in a statement. \u201cThis strategy, along with incorporating strategic tax deferral will help achieve some control over the amount or timing of taxes you will pay.\u201d<\/span><\/p>\n<p><span>For its study, Allianz Life conducted an online survey in August 2023 with a nationally representative sample of 1,005 adult respondents<\/span><i><span>.&nbsp;<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Americans are feeling downbeat these days, worried about a possible recession and how their retirement income will fare if taxes should increase in the future, according to the third-quarter market perceptions study from Allianz&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":20773,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[1],"jetpack_featured_media_url":"https:\/\/blog.lifeinsurance-orleans.ca\/wp-content\/uploads\/2023\/09\/americans-4-biggest-retirement-investing-worries-now-survey.jpg","_links":{"self":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/20772"}],"collection":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/comments?post=20772"}],"version-history":[{"count":0,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/20772\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media\/20773"}],"wp:attachment":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media?parent=20772"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/categories?post=20772"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/tags?post=20772"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}