{"id":15722,"date":"2019-06-19T10:47:20","date_gmt":"2019-06-19T14:47:20","guid":{"rendered":"http:\/\/lifeinsurance-orleans.ca\/Life-Insurance-Blog\/disability-claim-denied-what-now\/"},"modified":"2019-06-19T10:47:20","modified_gmt":"2019-06-19T14:47:20","slug":"disability-claim-denied-what-now","status":"publish","type":"post","link":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/2019\/06\/19\/disability-claim-denied-what-now\/","title":{"rendered":"Disability Claim Denied \u2013 What Now?"},"content":{"rendered":"\n
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Even with the proper insurance coverage in place, the inability to work can be a waking nightmare for those affected. The inevitable effects \u2013 the extended suffering of the ill or injured worker, the ravaged emotions of his or her family, the creeping anxiety as benefits reach their limits \u2013 weave themselves into a suffocating membrane that can feel impossible to break through.<\/p>\n

What, then, if that worker\u2019s disability claim has been denied? Life turns upside down. Rent and mortgages go unpaid. Savings are depleted and credit scores are destroyed. And that\u2019s just the tip of a crushingly large iceberg.<\/p>\n

\u201cThere\u2019s a big financial impact,\u201d says David Share, president of Share Lawyers, \u201cbut there\u2019s also an emotional impact. People feel like they paid into their plan for many years and then when they actually needed it, it wasn\u2019t there for them. They\u2019re made to feel like they\u2019re asking for something they\u2019re not entitled to. It\u2019s not shocking to our firm, because we deal with it on a day-to-day basis, but for people who have what they feel is a legitimate medical problem, put in a claim and the insurance company isn\u2019t accepting their word \u2013 or their doctor\u2019s word \u2013 about their inability to work, it\u2019s very upsetting. Traumatizing, in some ways.\u201d<\/p>\n

Claim denials are a necessary part of the business of a life health professional, but so is providing clients with practical, accurate information in their time of utmost need.<\/p>\n

To assist providers in guiding their clients through the turbulent stage that follows the denial of a disability claim, Share Lawyers have created Disability Claim Denied \u2013 What To Do When An Insurance Company Denies Your Claim,<\/a> an extensive white paper that succinctly and expertly delves into the challenges facing clients \u2013 and the agents who serve them \u2013 when insurance plans go awry.<\/p>\n

\u201cLife insurance advisors are dealing directly with the individuals who are putting in the claims,\u201d says Share. \u201cThey\u2019re going to get calls wondering why those claims have been denied. Better educating themselves that there is someone clients can turn to in the event that there\u2019s a problem with one of those claims is an important thing to appreciate and understand.\u201d<\/p>\n

Included in the white paper:<\/p>\n