{"id":15022,"date":"2019-05-24T15:47:04","date_gmt":"2019-05-24T19:47:04","guid":{"rendered":"https:\/\/www.insurance-canada.ca\/?p=57474"},"modified":"2019-05-24T15:47:04","modified_gmt":"2019-05-24T19:47:04","slug":"wildfire-situation-in-alberta-safety-is-top-priority","status":"publish","type":"post","link":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/2019\/05\/24\/wildfire-situation-in-alberta-safety-is-top-priority\/","title":{"rendered":"Wildfire Situation in Alberta: Safety is top priority"},"content":{"rendered":"<br \/>\n<h3>IBC is here to help<\/h3>\n<p>Edmonton, AB (May 21, 2019) \u2013 As wildfires force a number of Albertans to evacuate their homes, Insurance Bureau of <span class=\"xn-location\">Canada<\/span> (IBC) is reaching out with information and advice.<\/p>\n<p>\u201cOur thoughts are with those whose lives have been disrupted by the wildfires. The top priority right now is the safety of those affected,\u201d said Celyeste Power, Vice-President \u2013 Western, IBC. \u201cThe insurance industry is here to help. Anyone with questions about their home, car or business insurance can call their insurance representative or IBC.\u201d<\/p>\n<p>Reach IBC\u2019s Consumer Information Centre at 1-844-2ask-IBC (1-844-227-5422) or email <a href=\"https:\/\/www.insurance-canada.ca\/cdn-cgi\/l\/email-protection#fc9d8f97959e9f8b998f88bc959e9fd29f9d\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><span class=\"__cf_email__\" data-cfemail=\"83e2f0e8eae1e0f4e6f0f7c3eae1e0ade0e2\">[email&nbsp;protected]<\/span><\/a>.<\/p>\n<p><b>What insurance covers<\/b><\/p>\n<p>Almost all home and business insurance policies cover fire damage. If residents have to leave their homes because of a mandatory evacuation order issued by civil authorities, most homeowner\u2019s and tenant\u2019s insurance policies will provide coverage for reasonable additional living expenses for a specified period of time. Your insurance representative is at the ready to clarify the details of your policy.<\/p>\n<p><b>The claims process<\/b><\/p>\n<p>If you have been affected by the wildfires, when safe to do so:<\/p>\n<ul>\n<li>List all damaged or destroyed items. Taking photos can be helpful.<\/li>\n<li>Call your insurance representative and\/or company.<\/li>\n<li>If possible, assemble proofs of purchase, photos, receipts and warranties. Keep damaged items unless they pose a health hazard.<\/li>\n<li>Keep all of the receipts related to cleanup.<\/li>\n<\/ul>\n<p>If you have been displaced by the wildfires:<\/p>\n<ul>\n<li>Ask your insurance representative what living expenses you\u2019re entitled to and for what length of time.<\/li>\n<li>Keep the receipts for your living expenses.<\/li>\n<\/ul>\n<p><b>Next steps<\/b><\/p>\n<ul>\n<li>Once you have reported a loss to your insurance representative, you will be assigned a claims adjuster. It may take some time, given the number of people affected by the wildfires, but the adjuster will contact you.<\/li>\n<li>The claims adjuster will investigate the circumstances of your loss, examine the documents you provide and explain the process. Take notes during the conversations and ask questions if you need clarification.<\/li>\n<li>Your insurance company will ask you to complete a Proof of Loss form, to list the property and\/or items that have been damaged or destroyed, with the corresponding value or cost of the damage or loss. You must sign and swear that the statements you make in the Proof of Loss form are true. Ask your insurance representative or claims adjuster to clarify anything you are unsure about.<\/li>\n<\/ul>\n<p>To learn more about wildfires and wildfire safety, visit IBC\u2019s <a href=\"http:\/\/www.ibc.ca\/ab\/disaster\/alberta-wildfire\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">website<\/a>.<\/p>\n<p class=\"smallhead\"><b>About Insurance Bureau of Canada<\/b><\/p>\n<p>Insurance Bureau of <span class=\"xn-location\">Canada<\/span> (IBC) is the national industry association representing <span class=\"xn-location\">Canada\u2019s<\/span> private home, auto and business insurers. Its member companies make up 90% of the property and casualty (P&amp;C) insurance market in <span class=\"xn-location\">Canada<\/span>. For more than 50 years, IBC has worked with governments across the country to help make affordable home, auto and business insurance available for all Canadians. IBC supports the vision of consumers and governments trusting, valuing and supporting the private P&amp;C insurance industry. It champions key issues and helps educate consumers on how best to protect their homes, cars, businesses and properties.<\/p>\n<p>P&amp;C insurance touches the lives of nearly every Canadian and plays a critical role in keeping businesses safe and the Canadian economy strong. It employs more than 126,000 Canadians, pays <span class=\"xn-money\">$9 billion<\/span> in taxes and has a total premium base of <span class=\"xn-money\">$54<\/span>.7&nbsp;billion.<\/p>\n<p>For more information, visit <a href=\"https:\/\/tinyurl.com\/ibccaon\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">www.ibc.ca<\/a>.<\/p>\n<p class=\"referencetext\"><i>SOURCE: Insurance Bureau of Canada (IBC)<\/i><\/p>\n<p> Tags: <a href=\"https:\/\/www.insurance-canada.ca\/tag\/alberta\/\" rel=\"tag\">Alberta<\/a>, <a href=\"https:\/\/www.insurance-canada.ca\/tag\/ibc\/\" rel=\"tag\">Insurance Bureau of Canada (IBC)<\/a>, <a href=\"https:\/\/www.insurance-canada.ca\/tag\/wildfires\/\" rel=\"tag\">wildfires<\/a> <a href=\"https:\/\/www.insurance-canada.ca\/2019\/05\/24\/ibc-alberta-wildfire-safety\/\">Read the original article at Insurance-Canada.ca <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>IBC is here to help Edmonton, AB (May 21, 2019) \u2013 As wildfires force a number of Albertans to evacuate their homes, Insurance Bureau of Canada (IBC) is reaching out with information and advice.&#46;&#46;&#46;<\/p>\n","protected":false},"author":578,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/15022"}],"collection":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/users\/578"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/comments?post=15022"}],"version-history":[{"count":0,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/15022\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media?parent=15022"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/categories?post=15022"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/tags?post=15022"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}