{"id":129,"date":"2016-01-15T11:15:26","date_gmt":"2016-01-15T11:15:26","guid":{"rendered":"http:\/\/lifeinsurance-orleans.ca\/Life-Insurance-Blog\/?p=129"},"modified":"2016-03-07T21:37:52","modified_gmt":"2016-03-08T02:37:52","slug":"how-to-lower-life-insurance-costs","status":"publish","type":"post","link":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/2016\/01\/15\/how-to-lower-life-insurance-costs\/","title":{"rendered":"How to lower life insurance costs"},"content":{"rendered":"<p><img decoding=\"async\" loading=\"lazy\" class=\"alignleft size-full wp-image-34\" src=\"http:\/\/lifeinsurance-orleans.ca\/Life-Insurance-Blog\/wp-content\/uploads\/2016\/01\/275moneypuzzle.jpg\" alt=\"Loser life insurance ratez\" width=\"275\" height=\"150\" \/><\/p>\n<p class=\"pad_bot1\">There are several things that people can do to significantly <a href=\"http:\/\/lifeinsurance-orleans.ca\">lower life insurance<\/a> premiums:<\/p>\n<p class=\"pad_bot1\">\u2022Quit smoking, if you are a smoker. Tobacco use reduces life expectancy, and is taken into account by life insurance companies.<\/p>\n<p>&nbsp;<\/p>\n<p>\u2022Live a healthy lifestyle that that includes regular exercise, and also excludes very high risk activities. This primarily determines whether or not you qualify for the Standard of Preferred rates.<\/p>\n<p>&nbsp;<\/p>\n<p>\u2022Consolidate multiple, small life insurance policies. Having one major policy is cheaper than many small ones.<\/p>\n<p>&nbsp;<\/p>\n<p>\u2022First-to-die permanent policies insure couples, and pays a cash benefit regardless of who is the first to pass away. This is cheaper than having one policy per spouse.<\/p>\n<p>&nbsp;<\/p>\n<p>\u2022Purchase your <a href=\"http:\/\/lifeinsurance-orleans.ca\">life insurance<\/a> while you are healthy. Generally speaking the younger you are when you puchase, the cheaper the premiums will be.<\/p>\n<p>&nbsp;<\/p>\n<p>\u2022Compare, compare, compare!<\/p>\n<p>&nbsp;<\/p>\n<p>\u2022Contact us! Let the professional insurance brokers at LifeInsurance-Orleans.ca help you to get the cheapest, best coverage that suits your particular needs.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/lifeinsurance-orleans.ca\">LifeInsurance-Orleans.ca<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are several things that people can do to significantly lower life insurance premiums: \u2022Quit smoking, if you are a smoker. Tobacco use reduces life expectancy, and is taken into account by life insurance&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/129"}],"collection":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/comments?post=129"}],"version-history":[{"count":8,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/129\/revisions"}],"predecessor-version":[{"id":137,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/posts\/129\/revisions\/137"}],"wp:attachment":[{"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/media?parent=129"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/categories?post=129"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lifeinsurance-orleans.ca\/index.php\/wp-json\/wp\/v2\/tags?post=129"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}